$5,000 stimulus check 2025: Who’s eligible and when will you get a payment?

What is the current status? stimulus check 2025

No bill authorizing the $5,000 payments has yet been introduced in Congress or signed into law by the President. A recent federal update mentions no plans for this, and the IRS has confirmed that no new round of stimulus payments will be launched in the COVID era.

However, some are keeping the idea of “family” or “relief” payments alive, usually in the context of state-level waivers or hypothetical proposals. One such rumored proposal is a $5,000 payment tied to the newly-established Department of Government Efficiency (DOGE) initiative. This is entirely hypothetical, and has no existence in law.

Criteria for potential $5,000 checks that have been rumored

• Though unofficial, the following wording has surfaced in some drafts or statements:
• Household AGI limits are approximately $75,000 for single individuals, $120,000 for heads of household and $160,000 for married couples filing jointly.
• Eligibility would be determined based on the number of dependents, with an additional $1,000 per child, up to a maximum of three children.
• Filing a 2024 tax return or using the non-filer portal must be completed by June 30, 2025.
• These would have been Johnny-Child-based payments rather than an economy-wide stimulus.

Proposed timing of payments

According to leaked drafts and speculation, this could start as follows:

• June 30: Last date to file 2024 returns or non-filer forms
• July 10: Last date to change direct deposit information
• Mid-July: First groups will start receiving payments
• Late July to early August: Final groups will receive payments and paper checks will be processed.
• However, this is all hypothetical and no official guidelines have confirmed any of these dates yet.

How to Prepare

• Even without an approved plan, you can prepare by doing the following:
• File your tax return on time: File your 2024 return or non-filer form by June 30.
• Verify banking details with the IRS – don’t delay to make up for any mistakes.
• Keep an eye on official channels like IRS.gov, White House and Congressional updates.
• If the “Get My Payment” tool is active, use it.
• Beware of scammers – there have been fraudulent emails and text messages offering money before.

What it could mean for you

• If this plan goes through, the $5,000 could be enough to pay off some bills, debt or savings.
• If Congress doesn’t approve it, it could mean more time to file and prepare taxes.
• Many states are still offering discounts or reduced payments, so check your state’s programs as well.